Instalment Loans

Amount of credit

up to PLN 60,000

(contingent upon creditworthiness and the financing bank)

Loan cost

from 0.5% per month

Loan period

up to 60 months

(contingent upon the financing bank)

  • Borrower’s age: between 18 and 80
  • Grace period: up to 8 months (contingent upon the financing bank)
  • Now loan costs
  • Simplified procedure – may be applied even up to the amount of PLN 22,600 (contingent upon the financing bank)
  • Minimal documentation requirements above this amount
  • Repayment after grace period in convenient instalments
  • Aim: financing purchase of fertilisers, seeds, crop protection products, small farming equipment, services, e.g. maintenance repairs

Financial partners

santander (1) bnp mbank-logo-ind

Financing of Business Activity

Amount of credit

individually established loan amount is contingent upon creditworthiness and scale of the pursued business activity

Interest rate

established individually on the basis of WIBOR 1M + bank’s margin

Loan period

established individually

(contingent upon creditworthiness and the financing bank)

  • Working capital facility (overdraft facility, revolving loans, instalment loans)
    • overdraft facilities, revolving loans and instalment loans
    • minimal documentation requirements and simplified procedures
    • VAT financing option in case of investments
  • Investment loans
    • low down payment required by banks
    • option to apply for a grace period
    • minimal documentation requirements and simplified procedures

Financial partners

mbank-logo-ind bankpocztowy Santander logo

Other Forms of Financing

Amount of credit

individually established loan amount is contingent upon creditworthiness and scale of the pursued business activity.

Interest rate

interest rate established individually on the basis of
WIBOR 1M + bank’s margin

Loan period

established individually

(contingent upon creditworthiness and the financing bank)

  • Financing projects utilising EU funds
    • financing the part covered by a subsidy and corresponding to the Beneficiary’s contribution
    • amount contingent upon the EU project approved by the implementing institution
    • low down payment required by banks
  • Mortgage financing
    • low down payment required by banks
    • option to apply for a grace period until completion of construction/renovation
    • mortgage collaterals by banks
  • Other forms of financing tailored to the Customer’s individual needs, e.g. stock financing, factoring, bill of exchange discounts

Financial partners

efl_finance pko_leasing mbank-logo-ind bankpocztowy Santander logo